For Sale1d on marketHistoric · 121 yrs
600 Cottage St
Waterloo, IA, 50703 • Unity • Black Hawk County
$144,000
$80/sqft
Down payment assistance available
3Beds
1Baths
1,802Sqft
0.14 acLot
1905Built
Property DNA
Character Home
Built 1905 · 121 years of history
Outdoor Living
Porch
1d on Market
Listed Apr 14, 2026
Market activity
Demand and pricing signals for this listing
153 views
People checking out this listing
8 saves
Buyers have saved this home
1 day on market
Just listed — act fast
$80/sqft
Price per square foot
About this home
Single Family · Built 1905 · Historic
Welcome to 600 Cottage Street in Waterloo! This charming and spacious home offers a great blend of character and functionality, perfect for comfortable everyday living. Featuring 3 bedrooms upstairs and 1.75 bathrooms, this home provides a practical layout with room to grow. The large kitchen offers plenty of space for cooking, gathering, and entertaining, while the hardwood floors add warmth and timeless appeal throughout much of the home. On the main level, you’ll find a versatile bonus room—ideal for a home office, playroom, or additional living space. Upstairs, in addition to the bedrooms, the home boasts a finished walk-up attic, providing even more flexible space that could serve as a guest area, hobby room, or private retreat. Situated on a corner lot, the property offers extra outdoor space and great curb appeal. Whether you're looking for your first home or a place with room to customize and make your own, this property is full of potential. Don’t miss your opportunity to own a home with space, character, and versatility in a convenient Waterloo location! Property being sold As-Is/Where-Is.
Estimated monthly payment
Based on current rates
$928/month
Principal & Interest$736
Property Tax$144
Insurance$48
Down payment20% ($28,800)
3%50%
Est. 6.61% rate · 30yr fixed · $115,200 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1905
HeatingForced Air
CoolingCentral Air
Parking2 Attached Garage spaces
Lot6,098 sqft
Days on Zillow1 Day
Price/sqft$80
Property
Home typeSingle Family
Sub-typeSingle Family Residence
Year built1905
Systems
HeatingForced Air
CoolingCentral Air
RoofShingle
ConstructionVinyl Siding
Water / SewerPublic / Public Sewer
Parking & Outdoor
Parking2 Stall, Attached Garage
BasementUnfinished
Lot6,098 sqft
Location & Tax
NeighborhoodUnity
ZoningR-1
Annual tax$1,602
Parcel891324252001
Bathrooms & Fees
Full baths1
Features & details
9 categories of property features
Interior Features
Appliances
Dishwasher
Refrigerator
Gas Water Heater
Heating
Forced Air
Cooling
Central Air
Laundry
Lower Level
Fireplace
None
Exterior Features
Parking
2 Stall
Attached Garage
Construction
Vinyl Siding
Patio & Porch
Porch
Lot Features
Corner Lot
Room details
3 rooms detailed
Other
UpperOther
MainOther
LowerListing insights
Market data and value estimates
StatusFor Sale
Days on market1
Est. value$102,000
Est. rent$831/mo
Tax rate1.39%
Price/sqft$80
On marketApr 14, 2026
PostedApr 14, 2026
Last sold$65,000
MLS updatedApr 14, 2026
Tour days9
Views153
Favorites8
How are the schools in Waterloo?
3 schools rated nearby
Location
Waterloo, IA, 50703
Price history
6 events
DateEventPrice$/sqftSource
Apr 14, 2026Listed For Sale$144,000$80Northeast Iowa Regional BOR as distributed by MLS GRID
Dec 15, 2023Listing Removed——Northeast Iowa Regional BOR as distributed by MLS GRID
Nov 27, 2023Listed For Sale$124,900$69Northeast Iowa Regional BOR as distributed by MLS GRID
Nov 20, 2023Pending Sale$124,900$69Northeast Iowa Regional BOR as distributed by MLS GRID
Oct 21, 2023Listed For Sale$124,900$69Northeast Iowa Regional BOR as distributed by MLS GRID
Apr 6, 2011Sold$65,000$36Public Record
Listed For Sale$144,000
Apr 14, 2026•$80/sqft•Northeast Iowa Regional BOR as distributed by MLS GRID
Listing Removed—
Dec 15, 2023•Northeast Iowa Regional BOR as distributed by MLS GRID
Listed For Sale$124,900
Nov 27, 2023•$69/sqft•Northeast Iowa Regional BOR as distributed by MLS GRID
Pending Sale$124,900
Nov 20, 2023•$69/sqft•Northeast Iowa Regional BOR as distributed by MLS GRID
Listed For Sale$124,900
Oct 21, 2023•$69/sqft•Northeast Iowa Regional BOR as distributed by MLS GRID
Sold$65,000
Apr 6, 2011•$36/sqft•Public Record
Tax history
23 years of records
YearTax paidAssessed value
Apr 15, 2025$1,602$88,500
Apr 15, 2024$1,476$73,860
Apr 15, 2023$1,212$73,860
Apr 15, 2022$1,180$55,180
Apr 15, 2021$1,200$55,180
Apr 15, 2020$984$52,980
Apr 15, 2019$999$52,980
Apr 15, 2018$987$52,980
Apr 15, 2017$986$52,980
Apr 15, 2016$1,004$52,980
Apr 15, 2015$1,004$52,980
Apr 15, 2014$912$49,430
Apr 15, 2012$1,165$55,200
Apr 15, 2011$1,587$55,200
Apr 15, 2010$1,536$76,580
Apr 15, 2009$1,494$76,580
Apr 15, 2008$1,463$76,580
Apr 15, 2007$1,438$71,570
Apr 15, 2006$1,446$71,570
Apr 15, 2005$1,025$71,570
Apr 15, 2003$968$43,180
Apr 15, 2002$953$43,180
Apr 15, 2001$860$36,590
Nearby homes
Neighborhood details
Local context around this listing
Waterloo, IA • Black Hawk County
Nearby neighborhoods
Cedar RiverChurch Row HistoricDoe'sFranklin GatewayGood ShepherdHurstLiberty ParkPark HavenRiverfrontUnity
Nearby cities
Cedar FallsDunkertonEvansdaleHudsonJanesvilleJesupLa Porte CityRaymond
Nearby zip codes
507015070250703507045070750799
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