Sold295d on market
4186 Saltspring Drive
Ferndale, WA, 98248 • 98248 • Whatcom County
$866,000
$639/sqft
3Beds
2Baths
1,355Sqft
0.17 acLot
1985Built
Property DNA
Waterfront Property
Low Bank, Bayfront, Saltwater
Scenic Views
Bay · Sound · Territorial
Sandy Point
98248
Outdoor Living
Bath Off Primary · Ceiling Fan(s) · Dining Room · Fireplace · Sauna · Skylight(s) · Solarium/Atrium · Water Heater
1 Fireplace
Gas · Main Level: 1 · Fireplace
1-Car Garage
Driveway · Attached Garage · Off Street
Ceramic Tile & Hardwood Floors
Quality flooring throughout
This home is in high demand
Listed 295 days ago · 7 views · Top 6% likely to sell soon
Market activity
Demand and pricing signals for this listing
7 views
People checking out this listing
295 days on market
Established listing
$639/sqft
Price per square foot
Selling Soon Prediction
Very HighThis home ranks in the top 6% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 1985
Prime ocean front rambler with incredible bay and Mt Baker views! This home has been lovingly cared for and updated for your convenience - nothing to do but move in and enjoy the beach! Large kitchen w/ lots of storage and counter space faces out to the water, as does the living room w/ vaulted ceiling and gas fireplace. Primary bedroom w/ large walk in closet and full bath, back bedroom leads to sunroom with built in sauna! With a private front courtyard full of blooming native plants, attached 1 car garage with workshop space, shed for gear storage, outdoor shower, and large partially covered deck overlooking Lummi Bay and Mt Baker. Water heater & forced air is an efficient dual system for cost savings. Comes w/ a dock slip at the marina!
Standout features identified
Our analysis highlights gas fireplace, ocean front, and large kitchen as key attractions of this home.
Estimated monthly payment
Based on current rates
$5,400/month
Principal & Interest$4,205
Property Tax$866
Insurance$289
HOA$40
Down payment20% ($173,200)
3%50%
Est. 6.12% rate · 30yr fixed · $692,800 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1985
HeatingFireplace, Fireplace Insert, Forced Air, High Efficiency (Unspecified), Electric, Propane
CoolingNone
Parking1 Attached Garage space
HOA$480 annually
Lot7,405 sqft
Property
Home typeSingle Family
Sub-typeSingle Family Residence
ConditionGood
Year built1985
Stories1
Systems
HeatingFireplace, Fireplace Insert, Forced Air, High Efficiency (Unspecified), Electric, Propane
CoolingNone
RoofComposition
ConstructionWood Siding
Water / SewerPublic, Company: Sandy Point / Sewer Connected, Company: Lummi Sewer
Parking & Outdoor
ParkingDriveway, Attached Garage, Off Street
Garage1 spaces
BasementNone
Fireplaces1
Lot7,405 sqft
Location & Tax
Neighborhood98248
ZoningRR3
Annual tax$5,006
Parcel3801090101420000
Bathrooms & Fees
Full baths1
HOA$40/mo
Features & details
13 categories of property features
Interior Features
Interior
Bath Off Primary
Ceiling Fan(s)
Dining Room
Sauna
Appliances
Dishwasher(s)
Disposal
Dryer(s)
Refrigerator(s)
Stove(s)/Range(s)
Washer(s)
Garbage Disposal
Water Heater: Combo
Water Heater Location: In large bedroom closet
Flooring
Ceramic Tile
Hardwood
Carpet
Heating
Fireplace
Fireplace Insert
Forced Air
High Efficiency (Unspecified)
Electric
Propane
Cooling
None
Fireplace
Gas
Main Level: 1
Fireplace
Windows
Skylight(s)
Exterior Features
Parking
Driveway
Attached Garage
Off Street
Construction
Wood Siding
Patio & Porch
Bath Off Primary
Ceiling Fan(s)
Dining Room
Fireplace
Sauna
Skylight(s)
Solarium/Atrium
Water Heater
Lot Features
Dead End Street
Paved
Deck
Fenced-Partially
Gated Entry
High Speed Internet
Outbuildings
Patio
Propane
Community
Athletic Court
Boat Launch
CCRs
Clubhouse
Golf
Playground
Views
Bay
Sound
Territorial
Room details
10 rooms detailed
Master Bedroom
MainBedroom
MainBedroom
MainBathroom Full
MainBathroom Three Quarter
MainEntry Hall
MainListing insights
Market data and value estimates
StatusSold
Days on market295
Est. value$887,900
Est. rent$2,907/mo
Tax rate0.70%
Price/sqft$639
On marketJul 8, 2025
PostedMay 9, 2025
Last sold$866,000
MLS statusSold
MLS updatedJul 17, 2025
Tour days6
Views7
How are the schools in Ferndale?
3 schools rated nearby
Location
Ferndale, WA, 98248
Price history
11 events
DateEventPrice$/sqftSource
Jun 16, 2025Sold$866,000$639NWMLS as distributed by MLS GRID
May 19, 2025Pending Sale$875,000$646NWMLS as distributed by MLS GRID
May 9, 2025Listed For Sale$875,000$646NWMLS as distributed by MLS GRID
Mar 11, 2022Sold$765,108$565Public Record
Feb 20, 2022Pending Sale$775,000$572NWMLS as distributed by MLS GRID
Feb 12, 2022Listed For Sale$775,000$572NWMLS as distributed by MLS GRID
Jun 1, 2018Sold$501,000$370NWMLS as distributed by MLS GRID
May 4, 2018Pending Sale$489,000$361Windermere Real Estate/ Whatcom, Inc.
Apr 26, 2018Listed For Sale$489,000$361Windermere Real Estate/ Whatcom, Inc.
Sep 20, 2005Sold$440,280$325Public Record
Jul 11, 2003Sold$201,994$149Public Record
Sold$866,000
Jun 16, 2025•$639/sqft•NWMLS as distributed by MLS GRID
Pending Sale$875,000
May 19, 2025•$646/sqft•NWMLS as distributed by MLS GRID
Listed For Sale$875,000
May 9, 2025•$646/sqft•NWMLS as distributed by MLS GRID
Sold$765,108
Mar 11, 2022•$565/sqft•Public Record
Pending Sale$775,000
Feb 20, 2022•$572/sqft•NWMLS as distributed by MLS GRID
Listed For Sale$775,000
Feb 12, 2022•$572/sqft•NWMLS as distributed by MLS GRID
Sold$501,000
Jun 1, 2018•$370/sqft•NWMLS as distributed by MLS GRID
Pending Sale$489,000
May 4, 2018•$361/sqft•Windermere Real Estate/ Whatcom, Inc.
Listed For Sale$489,000
Apr 26, 2018•$361/sqft•Windermere Real Estate/ Whatcom, Inc.
Sold$440,280
Sep 20, 2005•$325/sqft•Public Record
Sold$201,994
Jul 11, 2003•$149/sqft•Public Record
Tax history
25 years of records
YearTax paidAssessed value
Apr 8, 2024$5,596$682,347
Apr 8, 2023$5,006$712,329
Apr 8, 2022$4,833$591,135
Apr 8, 2021$4,397$490,062
Apr 8, 2020$4,103$413,274
Apr 8, 2019$4,103$397,921
Apr 8, 2018$4,364$341,335
Apr 8, 2017$3,309$324,837
Apr 8, 2016$4,110$318,570
Apr 8, 2015$3,731$313,324
Apr 8, 2014$3,731$285,667
Apr 8, 2013$3,378$285,667
Apr 8, 2012—$285,667
Apr 8, 2011—$274,045
Apr 8, 2010—$274,045
Apr 8, 2009$2,450$275,270
Apr 8, 2008$2,592$236,750
Apr 8, 2007$2,592$236,750
Apr 8, 2005$2,172$236,750
Apr 8, 2004$2,172$164,130
Apr 8, 2003$2,291$164,130
Apr 8, 2002$2,178$164,130
Apr 8, 2001$2,228$164,130
Apr 8, 2000—$151,935
Apr 8, 1999—$151,935
Nearby homes
Neighborhood details
Local context around this listing
Ferndale, WA • Whatcom County
Nearby cities
AcmeBellinghamBlaineCusterDemingFerndaleLyndenMaple Falls
Nearby zip codes
98248
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Based on information submitted to the MLS GRID as of 2026-04-07 22:29:20 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#39)
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