For Sale75d on market
4144 Saltspring Drive
Ferndale, WA, 98248 • 98248 • Whatcom County
$825,000
$637/sqft
-$25,000 since Mar 12, 2026
Down payment assistance available
2Beds
1Baths
1,295Sqft
0.21 acLot
1968Built
Property DNA
Waterfront Property
Bayfront, No Bank, Ocean Front, Saltwater, Sound
Scenic Views
Bay · Ocean · Sea · Sound · Territorial
1 1/2 Story Style
Built 1968 · 58 years of history
Sandy Point
98248
Outdoor Living
Ceiling Fan(s) · Dbl Pane/Storm Window · Loft · Vaulted Ceiling(s) · Water Heater
This home is getting attention
Listed 75 days ago · 962 views · 34 saves
Market activity
Demand and pricing signals for this listing
962 views
People checking out this listing
34 saves
Buyers have saved this home
75 days on market
Established listing
$637/sqft
Price per square foot
Selling Soon Prediction
HighThis home ranks in the top 18% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 1968
Welcome to this beautifully maintained 2 bed + open loft, 1 bath waterfront home in the desirable Sandy Point community! Enjoy fiery sunrises from the freshly stained deck overlooking 62' of waterfront with low bank access for easy kayak & SUP launch. East-facing with gorgeous backdrop of Mt. Baker & Twin Sisters, this charming, updated beach house features soaring tongue & groove ceilings, an updated kitchen w/ new refrigerator, an updated bath, and a spacious loft that accommodates 4–6. Other features include new W/D, new roof in May, newer siding & windows. Community amenities include private golf course, marina, pickle ball & tennis courts, clubhouse & pool. Operating as an active Airbnb/short-term rental with all furnishings included.
Standout features identified
Our analysis highlights new roof in may, waterfront home, and updated bath as key attractions of this home.
Estimated monthly payment
Based on current rates
$5,176/month
Principal & Interest$4,034
Property Tax$825
Insurance$275
HOA$42
Down payment20% ($165,000)
3%50%
Est. 6.18% rate · 30yr fixed · $660,000 loan
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At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1968
HeatingDuctless, Electric
CoolingDuctless
ParkingDriveway, RV Parking
HOA$505 annually
Lot9,147 sqft
Days on Zillow75 Days
Price/sqft$637
Property
Home typeSingle Family
Sub-typeSingle Family Residence
Style1 1/2 Story
Year built1968
Stories1
Systems
HeatingDuctless, Electric
CoolingDuctless
RoofComposition
ConstructionCement Planked, Cement Plank
Water / SewerCommunity, Company: Sandy Point Improvement Company / Sewer Connected, Company: Lummi Tribal Sewer & Water
Parking & Outdoor
ParkingDriveway, RV Parking
BasementNone
Lot9,147 sqft
Location & Tax
Neighborhood98248
Annual tax$4,723
Parcel3801090180840000
Bathrooms & Fees
Full baths1
HOA$42/mo
Features & details
13 categories of property features
Interior Features
Interior
Ceiling Fan(s)
Loft
Appliances
Dishwasher
Dryer
Microwave
Refrigerator
Stove(s)/Range(s)
Washer
Dishwasher(s)
Dryer(s)
Microwave(s)
Refrigerator(s)
Washer(s)
Water Heater: Electric
Water Heater Location: Under stairs
Flooring
Vinyl
Heating
Ductless
Electric
Cooling
Ductless
Windows
Dbl Pane/Storm Window
Exterior Features
Parking
Driveway
RV Parking
Construction
Cement Planked
Cement Plank
Patio & Porch
Ceiling Fan(s)
Dbl Pane/Storm Window
Loft
Vaulted Ceiling(s)
Water Heater
Lot Features
Dead End Street
Paved
Cable TV
Deck
High Speed Internet
RV Parking
Community
Athletic Court
Boat Launch
CCRs
Clubhouse
Golf
Park
Playground
Trail(s)
Views
Bay
Ocean
Sea
Sound
Territorial
Utilities
Xfinity
Room details
9 rooms detailed
Master Bedroom
MainBedroom
MainBathroom Full
MainDining Room
MainEntry Hall
MainGreat Room
MainListing insights
Market data and value estimates
StatusFor Sale
Days on market75
Tax rate0.70%
Price/sqft$637
On marketOct 14, 2025
PostedJan 22, 2026
Last sold$740,000
MLS statusActive
MLS updatedMar 13, 2026
Tour days9
Views962
Favorites34
How are the schools in Ferndale?
3 schools rated nearby
Location
Ferndale, WA, 98248
Price history
12 events
DateEventPrice$/sqftSource
Mar 12, 2026Price Change$825,000$637NWMLS as distributed by MLS GRID
Feb 18, 2026Price Change$850,000$656NWMLS as distributed by MLS GRID
Jan 22, 2026Listed For Sale$865,000$668NWMLS as distributed by MLS GRID
Dec 3, 2025Listing Removed$865,000$668John L Scott Real Estate
Oct 16, 2025Price Change$865,000$668John L Scott Real Estate
Aug 27, 2025Listed For Sale$875,000$676John L Scott Real Estate
Mar 24, 2023Sold$740,000$571NWMLS as distributed by MLS GRID
Mar 3, 2023Pending Sale$699,000$540NWMLS as distributed by MLS GRID
Mar 1, 2023Listed For Sale$699,000$540NWMLS as distributed by MLS GRID
Apr 30, 2015Sold$259,500$200NWMLS as distributed by MLS GRID
Mar 10, 2015Pending Sale$289,900$224Muljat Group
Oct 21, 2014Listed For Sale$289,900$224Muljat Group Ferndale
Price Change$825,000
Mar 12, 2026•$637/sqft•NWMLS as distributed by MLS GRID
Price Change$850,000
Feb 18, 2026•$656/sqft•NWMLS as distributed by MLS GRID
Listed For Sale$865,000
Jan 22, 2026•$668/sqft•NWMLS as distributed by MLS GRID
Listing Removed$865,000
Dec 3, 2025•$668/sqft•John L Scott Real Estate
Price Change$865,000
Oct 16, 2025•$668/sqft•John L Scott Real Estate
Listed For Sale$875,000
Aug 27, 2025•$676/sqft•John L Scott Real Estate
Sold$740,000
Mar 24, 2023•$571/sqft•NWMLS as distributed by MLS GRID
Pending Sale$699,000
Mar 3, 2023•$540/sqft•NWMLS as distributed by MLS GRID
Listed For Sale$699,000
Mar 1, 2023•$540/sqft•NWMLS as distributed by MLS GRID
Sold$259,500
Apr 30, 2015•$200/sqft•NWMLS as distributed by MLS GRID
Pending Sale$289,900
Mar 10, 2015•$224/sqft•Muljat Group
Listed For Sale$289,900
Oct 21, 2014•$224/sqft•Muljat Group Ferndale
Tax history
25 years of records
YearTax paidAssessed value
Apr 7, 2024$4,723$575,865
Apr 7, 2023$4,226$601,167
Apr 7, 2022$4,080$498,884
Apr 7, 2021$3,744$417,354
Apr 7, 2020$3,222$324,585
Apr 7, 2019$3,222$312,527
Apr 7, 2018$3,428$268,084
Apr 7, 2017$2,599$255,003
Apr 7, 2016$3,226$250,082
Apr 7, 2015$2,931$246,084
Apr 7, 2014$2,931$221,962
Apr 7, 2013$2,625$221,962
Apr 7, 2012—$221,962
Apr 7, 2011—$213,029
Apr 7, 2010—$213,029
Apr 7, 2009$1,915$213,790
Apr 7, 2008$2,027$185,135
Apr 7, 2007$2,027$185,135
Apr 7, 2005$1,648$185,135
Apr 7, 2004$1,648$124,540
Apr 7, 2003$1,739$124,540
Apr 7, 2002$1,653$124,540
Apr 7, 2001$1,691$124,540
Apr 7, 2000—$115,185
Apr 7, 1999—$115,185
Nearby homes
Neighborhood details
Local context around this listing
Ferndale, WA • Whatcom County
Nearby cities
AcmeBellinghamBlaineCusterDemingFerndaleLyndenMaple Falls
Nearby zip codes
98248
Similar homes
Based on information submitted to the MLS GRID as of 2026-04-07 09:03:29 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#39)
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