Sold726d on market
4145 Saltspring Drive
Ferndale, WA, 98248 • 98248 • Whatcom County
$915,000
$220/sqft
4Beds
4Baths
4,164Sqft
0.2 acLot
1998Built
Property DNA
Waterfront Property
Canal Access, No Bank, Saltwater
Territorial Views
Territorial
Northwest Contemporary Style
Built 1998 · 28 years of history
Sandy Point
98248
Outdoor Living
Ceramic Tile · Hardwood · Wall to Wall Carpet · Second Kitchen · Second Primary Bedroom · Wired for Generator · Ceiling Fan(s) · Double Pane/Storm Window · Jetted Tub · Skylight(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Fireplace
2 Fireplaces
Gas · Lower Level: 1 · Main Level: 1 · Fireplace
2-Car Garage
Attached Garage
Ceramic Tile & Hardwood Floors
Quality flooring throughout
Market activity
Demand and pricing signals for this listing
16 views
People checking out this listing
726 days on market
Established listing
$220/sqft
Price per square foot
About this home
Single Family · Built 1998
Waterfront Luxury In Sandy Point! This expansive move-in ready home has over 4,100+ sq ft, with lovely views, direct waterfront access, and breezy access to the San Juan Islands. Single family home with a large versatile downstairs area - perfect for earning income with a long or short-term rental! This home has plenty of magnificent views of Mt Baker & the water, a chef's kitchen with SS appliances, and plenty of space and light throughout with the large windows, skylights, and vaulted ceilings. Finishes in both spaces are tastefully decorated for you and your guests, and the flooring is a lovely mix of wood, tile, & carpet. Oversized garage, additional garage/workshop, 50 foot dock, brand new roof, and more! Don't miss out on this one!
Standout features identified
Our analysis highlights large move-in ready home, lovely views, and oversized garage as key attractions of this home.
Estimated monthly payment
Based on current rates
$5,714/month
Principal & Interest$4,454
Property Tax$915
Insurance$305
HOA$40
Down payment20% ($183,000)
3%50%
Est. 6.14% rate · 30yr fixed · $732,000 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1998
HeatingFireplace, Baseboard, Forced Air, Electric
CoolingNone
Parking2 Attached Garage spaces
HOA$480 annually
Lot8,712 sqft
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleNorthwest Contemporary
Year built1998
Stories2
Systems
HeatingFireplace, Baseboard, Forced Air, Electric
CoolingNone
RoofComposition
ConstructionMetal/Vinyl
Water / SewerCommunity, Company: Sandy Point Improvement Company / Sewer Connected, Company: Lummi Tribal Water & Sewer District
Parking & Outdoor
ParkingAttached Garage
Garage2 spaces
BasementFinished
Fireplaces2
Lot8,712 sqft
Location & Tax
Neighborhood98248
Annual tax$8,081
Parcel3801085540800000
Bathrooms & Fees
Full baths3
HOA$40/mo
Features & details
15 categories of property features
Interior Features
Interior
Ceiling Fan(s)
Appliances
Dishwasher_
Double Oven
Dryer
GarbageDisposal_
Microwave_
Refrigerator_
StoveRange_
Washer
Dishwasher
Garbage Disposal
Microwave
Refrigerator
StoveRange
Flooring
Ceramic Tile
Hardwood
Vinyl
Carpet
Heating
Fireplace
Baseboard
Forced Air
Electric
Cooling
None
Fireplace
Gas
Lower Level: 1
Main Level: 1
Fireplace
Windows
Double Pane/Storm Window
Skylight(s)
Exterior Features
Parking
Attached Garage
Construction
Metal/Vinyl
Patio & Porch
Ceramic Tile
Hardwood
Wall to Wall Carpet
Second Kitchen
Second Primary Bedroom
Wired for Generator
Ceiling Fan(s)
Double Pane/Storm Window
Jetted Tub
Skylight(s)
Vaulted Ceiling(s)
Walk-In Closet(s)
Fireplace
Lot Features
Dead End Street
Paved
Cable TV
Deck
Dock
Fenced-Fully
High Speed Internet
Moorage
Outbuildings
Patio
Propane
Shop
Sprinkler System
Community
Athletic Court
Boat Launch
CCRs
Clubhouse
Golf
Park
Playground
Views
Territorial
Utilities
Xfinity
Other Equipment
Wired for Generator
Room details
18 rooms detailed
Master Bedroom
MainBedroom
MainBedroom
LowerBedroom
LowerBathroom Full
LowerBathroom Full
MainListing insights
Market data and value estimates
StatusSold
Days on market726
Est. value$1,159,900
Est. rent$5,590/mo
Tax rate0.70%
Price/sqft$220
On marketNov 17, 2023
PostedOct 20, 2023
Last sold$915,000
MLS statusSold
MLS updatedApr 10, 2024
Tour days6
Views16
How are the schools in Ferndale?
3 schools rated nearby
Location
Ferndale, WA, 98248
Price history
22 events
DateEventPrice$/sqftSource
Apr 10, 2024Sold$915,000$220NWMLS as distributed by MLS GRID
Mar 13, 2024Pending Sale$1,065,000$256NWMLS as distributed by MLS GRID
Feb 21, 2024Price Change$1,065,000$256NWMLS as distributed by MLS GRID
Dec 28, 2023Price Change$1,085,000$261NWMLS as distributed by MLS GRID
Nov 22, 2023Price Change$1,090,000$262NWMLS as distributed by MLS GRID
Oct 20, 2023Listed For Sale$1,100,000$264NWMLS as distributed by MLS GRID
Aug 5, 2022Listing Removed——Zillow Rental Network_1
Jul 31, 2022Listed For Rent$3,000$1Zillow Rental Network_1
Jul 6, 2021Listing Removed——Zillow Rental Network_1
Jul 2, 2021Listed For Rent$3,000$1Zillow Rental Network_1
Feb 28, 2017Sold$700,000$168NWMLS as distributed by MLS GRID
Aug 27, 2016Pending Sale$729,000$175Windermere Real Estate/Whatcom, Inc.
Jun 18, 2016Listed For Sale$729,000$175Windermere Real Estate/Whatcom, Inc.
Mar 18, 2016Listing Removed$719,000$173Windermere Real Estate/Whatcom, Inc.
Feb 2, 2016Price Change$719,000$173Windermere Real Estate/Whatcom, Inc.
Sep 25, 2015Listed For Sale$739,000$177Windermere Real Estate/Whatcom, Inc.
Jul 31, 2012Sold$590,280$142Public Record
Jun 9, 2012Price Change$639,000$153Windermere Real Estate/Whatcom, Inc.
Feb 23, 2012Price Change$649,000$156Windermere Real Estate/Whatcom, Inc.
Sep 23, 2011Listed For Sale$695,000$167Windermere Real Estate/Whatcom, Inc.
Jul 18, 2011Listing Removed$749,000$180Windermere - Bellingham/Bakerview
Jan 9, 2011Listed For Sale$749,000$180Windermere Real Estate/Whatcom Inc
Sold$915,000
Apr 10, 2024•$220/sqft•NWMLS as distributed by MLS GRID
Pending Sale$1,065,000
Mar 13, 2024•$256/sqft•NWMLS as distributed by MLS GRID
Price Change$1,065,000
Feb 21, 2024•$256/sqft•NWMLS as distributed by MLS GRID
Price Change$1,085,000
Dec 28, 2023•$261/sqft•NWMLS as distributed by MLS GRID
Price Change$1,090,000
Nov 22, 2023•$262/sqft•NWMLS as distributed by MLS GRID
Listed For Sale$1,100,000
Oct 20, 2023•$264/sqft•NWMLS as distributed by MLS GRID
Listing Removed—
Aug 5, 2022•Zillow Rental Network_1
Listed For Rent$3,000
Jul 31, 2022•$1/sqft•Zillow Rental Network_1
Listing Removed—
Jul 6, 2021•Zillow Rental Network_1
Listed For Rent$3,000
Jul 2, 2021•$1/sqft•Zillow Rental Network_1
Sold$700,000
Feb 28, 2017•$168/sqft•NWMLS as distributed by MLS GRID
Pending Sale$729,000
Aug 27, 2016•$175/sqft•Windermere Real Estate/Whatcom, Inc.
Listed For Sale$729,000
Jun 18, 2016•$175/sqft•Windermere Real Estate/Whatcom, Inc.
Listing Removed$719,000
Mar 18, 2016•$173/sqft•Windermere Real Estate/Whatcom, Inc.
Price Change$719,000
Feb 2, 2016•$173/sqft•Windermere Real Estate/Whatcom, Inc.
Listed For Sale$739,000
Sep 25, 2015•$177/sqft•Windermere Real Estate/Whatcom, Inc.
Sold$590,280
Jul 31, 2012•$142/sqft•Public Record
Price Change$639,000
Jun 9, 2012•$153/sqft•Windermere Real Estate/Whatcom, Inc.
Price Change$649,000
Feb 23, 2012•$156/sqft•Windermere Real Estate/Whatcom, Inc.
Listed For Sale$695,000
Sep 23, 2011•$167/sqft•Windermere Real Estate/Whatcom, Inc.
Listing Removed$749,000
Jul 18, 2011•$180/sqft•Windermere - Bellingham/Bakerview
Listed For Sale$749,000
Jan 9, 2011•$180/sqft•Windermere Real Estate/Whatcom Inc
Tax history
25 years of records
YearTax paidAssessed value
Apr 7, 2024$10,357$1,263,458
Apr 7, 2023$9,565$1,361,604
Apr 7, 2022$9,234$1,129,957
Apr 7, 2021$8,081$900,657
Apr 7, 2020$7,397$745,078
Apr 7, 2019$7,397$717,399
Apr 7, 2018$7,868$621,369
Apr 7, 2017$6,024$591,295
Apr 7, 2016$7,481$578,908
Apr 7, 2015$6,727$564,881
Apr 7, 2014$6,727$506,026
Apr 7, 2013$5,984$506,026
Apr 7, 2012—$506,026
Apr 7, 2011—$483,329
Apr 7, 2010—$483,329
Apr 7, 2009$4,436$486,595
Apr 7, 2008$4,694$428,780
Apr 7, 2007$4,694$428,780
Apr 7, 2005$4,015$428,780
Apr 7, 2004$4,015$303,390
Apr 7, 2003$4,236$303,390
Apr 7, 2002$4,027$303,390
Apr 7, 2001$3,470$255,605
Apr 7, 2000—$181,915
Apr 7, 1999—$181,915
Nearby homes
Neighborhood details
Local context around this listing
Ferndale, WA • Whatcom County
Nearby cities
AcmeBellinghamBlaineCusterDemingFerndaleLyndenMaple Falls
Nearby zip codes
98248
Similar homes
Based on information submitted to the MLS GRID as of 2026-04-07 08:58:21 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#39)
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