For Sale11d on market
3962 Saltspring Drive
Ferndale, WA, 98248 • 98248 • Whatcom County
$1,180,000
$472/sqft
Down payment assistance available
3Beds
3Baths
2,500Sqft
0.33 acLot
1972Built
Property DNA
Waterfront Property
Bayfront, Bulkhead, No Bank, Saltwater
Scenic Views
Bay · Canal · Sound · Strait
Split Entry Style
Built 1972 · 54 years of history
Sandy Point
98248
Outdoor Living
Bath Off Primary · Dbl Pane/Storm Window · Dining Room · Fireplace · Hot Tub/Spa · Solarium/Atrium · Water Heater
2 Fireplaces
Wood Burning · Lower Level: 1 · Main Level: 1 · Fireplace
Garage
Attached Carport · Driveway · Attached Garage · RV Parking
Hardwood Floors
Quality flooring throughout
This home is in high demand
Listed 11 days ago · 790 views · 31 saves · Top 9% likely to sell soon
Market activity
Demand and pricing signals for this listing
790 views
People checking out this listing
31 saves
Buyers have saved this home
11 days on market
Recently listed
$472/sqft
Price per square foot
Selling Soon Prediction
Very HighThis home ranks in the top 9% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 1972
Wake up to sweeping mountain views and the soothing sound of waves just steps from your door. This rare Sandy Point gem features 112 feet of private beachfront on an expansive lot, offering both serenity and space to grow. The inviting beach home blends warmth and character with endless possibilities—enjoy it as-is, expand, or design your dream coastal retreat. Whether you envision a peaceful getaway, a high-demand vacation rental, or a cherished legacy property, the potential here is exceptional. Residents enjoy access to community amenities including a boat launch, pickleball and tennis courts, and a welcoming clubhouse—perfect for embracing an active, coastal lifestyle. An extraordinary opportunity to create something truly special by the sea.
Standout features identified
Our analysis highlights sweeping mountain views, inviting beach home, and blends warmth and character as key attractions of this home.
Estimated monthly payment
Based on current rates
$7,388/month
Principal & Interest$5,774
Property Tax$1,180
Insurance$393
HOA$40
Down payment20% ($236,000)
3%50%
Est. 6.19% rate · 30yr fixed · $944,000 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1972
HeatingFireplace, Fireplace Insert, Forced Air, Electric, Propane, Wood
CoolingForced Air
Parking4 Attached Garage spaces
HOA$40 monthly
Lot0.33 Acres
Days on Zillow11 Days
Price/sqft$472
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleSplit Entry
Year built1972
Systems
HeatingFireplace, Fireplace Insert, Forced Air, Electric, Propane, Wood
CoolingForced Air
RoofComposition
ConstructionBrick, Wood Siding
Water / SewerPublic, Company: Sandy Point Improvement Co / Sewer Connected, Company: Septic
Parking & Outdoor
ParkingAttached Carport, Driveway, Attached Garage, RV Parking
BasementFinished
Fireplaces2
Lot0.33 Acres
Location & Tax
Neighborhood98248
Annual tax$8,021
Parcel3801160674400000
Bathrooms & Fees
Full baths1
HOA$40/mo
Features & details
13 categories of property features
Interior Features
Interior
Bath Off Primary
Dining Room
Appliances
Dishwasher
Dryer
Microwave
Refrigerator
Stove(s)/Range(s)
Washer
Dishwasher(s)
Dryer(s)
Microwave(s)
Refrigerator(s)
Washer(s)
Water Heater: Electric
Water Heater Location: Garage
Flooring
Hardwood
Vinyl
Carpet
Heating
Fireplace
Fireplace Insert
Forced Air
Electric
Propane
Wood
Cooling
Forced Air
Fireplace
Wood Burning
Lower Level: 1
Main Level: 1
Fireplace
Windows
Dbl Pane/Storm Window
Exterior Features
Parking
Attached Carport
Driveway
Attached Garage
RV Parking
Construction
Brick
Wood Siding
Patio & Porch
Bath Off Primary
Dbl Pane/Storm Window
Dining Room
Fireplace
Hot Tub/Spa
Solarium/Atrium
Water Heater
Lot Features
Dead End Street
Paved
Cabana/Gazebo
Cable TV
Deck
Dog Run
Fenced-Fully
High Speed Internet
Hot Tub/Spa
Propane
RV Parking
Community
Boat Launch
CCRs
Clubhouse
Golf
Views
Bay
Canal
Sound
Strait
Room details
13 rooms detailed
Master Bedroom
SecondBedroom
SecondBedroom
SecondBathroom Full
SecondBathroom Three Quarter
SecondBathroom Three Quarter
LowerListing insights
Market data and value estimates
StatusFor Sale
Days on market11
Est. value$1,138,600
Est. rent$2,922/mo
Tax rate0.70%
Price/sqft$472
On marketMar 25, 2026
PostedMar 26, 2026
Last sold$595,280
MLS statusActive
MLS updatedMar 27, 2026
Tour days9
Views790
Favorites31
How are the schools in Ferndale?
3 schools rated nearby
Location
Ferndale, WA, 98248
Price history
2 events
DateEventPrice$/sqftSource
Mar 26, 2026Listed For Sale$1,180,000$472eXp Realty
Dec 10, 2009Sold$595,280$238Public Record
Listed For Sale$1,180,000
Mar 26, 2026•$472/sqft•eXp Realty
Sold$595,280
Dec 10, 2009•$238/sqft•Public Record
Tax history
25 years of records
YearTax paidAssessed value
Apr 7, 2024$8,021$978,287
Apr 7, 2023$7,176$1,021,275
Apr 7, 2022$6,927$847,522
Apr 7, 2021$6,203$691,396
Apr 7, 2020$6,709$675,813
Apr 7, 2019$6,709$650,707
Apr 7, 2018$7,137$563,605
Apr 7, 2017$5,464$535,902
Apr 7, 2016$6,780$524,347
Apr 7, 2015$6,102$512,368
Apr 7, 2014$6,102$482,416
Apr 7, 2013$5,705$482,416
Apr 7, 2012—$482,416
Apr 7, 2011—$460,415
Apr 7, 2010—$460,415
Apr 7, 2009$4,347$462,680
Apr 7, 2008$4,599$420,100
Apr 7, 2007$4,599$420,100
Apr 7, 2005—$420,100
Apr 7, 2004$3,369$254,620
Apr 7, 2003$3,555$254,620
Apr 7, 2002$3,379$254,620
Apr 7, 2001$3,457$254,620
Apr 7, 2000—$248,130
Apr 7, 1999—$248,130
Nearby homes
Neighborhood details
Local context around this listing
Ferndale, WA • Whatcom County
Nearby cities
AcmeBellinghamBlaineCusterDemingFerndaleLyndenMaple Falls
Nearby zip codes
98248
Similar homes
Based on information submitted to the MLS GRID as of 2026-04-07 07:48:29 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#39)
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