Sold465d on market
3982 Saltspring Drive
Ferndale, WA, 98248 • 98248 • Whatcom County
$1,100,000
$379/sqft
3Beds
4Baths
2,906Sqft
0.17 acLot
1988Built
Property DNA
Waterfront Property
Bank-Low, Bay/Harbor, No Bank, Saltwater, Sea
Scenic Views
Bay · Canal · Sea · Strait
Northwest Contemporary Style
Built 1988 · 38 years of history
Sandy Point
98248
Outdoor Living
Bath Off Primary · Ceiling Fan(s) · Ceramic Tile · Double Pane/Storm Window · Dining Room · Fireplace · Hardwood · Skylight(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Walk-In Pantry · Wall to Wall Carpet · Water Heater
1 Fireplace
Wood Burning · Main Level: 1 · Fireplace
2-Car Garage
Driveway · Attached Garage
Ceramic Tile & Hardwood Floors
Quality flooring throughout
This home is in high demand
Listed 465 days ago · 11 views · Top 4% likely to sell soon
Market activity
Demand and pricing signals for this listing
11 views
People checking out this listing
465 days on market
Established listing
$379/sqft
Price per square foot
Selling Soon Prediction
Very HighThis home ranks in the top 4% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 1988
Coveted, south-facing waterfront location at Sandy Point Shores w/ spectacular Mt Baker & Island views! Amazing kitchen, large island, walk-in pantry, custom cabs, granite, SS appls. Cozy FP in Living Room, Office w/ built-ins +wall bed, ¾ bath nearby. Upstairs Primary Suite w/ walk-in shower & closet, and the view: WOW! Two more beds, hall bath + laundry. Garage new in 2021 w/ huge Family Room above, includes ¾ bath, kitchenette counter, sink, cabs, & fridge that could be Mother-in-Law Suite, home gym, hobby room, play area! Large patio on the waterfront is a great place to entertain or relax with friends. Go crabbing, fishing, kayaking, San Juan Island cruising! Marina, Golf, Tennis, Play Areas. Come live the ultimate coastal lifestyle!
Standout features identified
Our analysis highlights south-facing waterfront location, mother-in-law suite, and amazing kitchen as key attractions of this home.
Estimated monthly payment
Based on current rates
$6,890/month
Principal & Interest$5,383
Property Tax$1,100
Insurance$367
HOA$40
Down payment20% ($220,000)
3%50%
Est. 6.19% rate · 30yr fixed · $880,000 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1988
HeatingFireplace, Ductless HP-Mini Split, Forced Air, Electric
Parking2 Attached Garage spaces
HOA$40 monthly
Lot7,405 sqft
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleNorthwest Contemporary
ConditionVery Good
Year built1988
Stories2
Systems
HeatingFireplace, Ductless HP-Mini Split, Forced Air, Electric
RoofComposition
ConstructionCement Planked, Wood Siding
Water / SewerCommunity, Company: Sandy Point Improvement Co / Sewer Connected, Company: Lummi Sewer
Parking & Outdoor
ParkingDriveway, Attached Garage
Garage2 spaces
BasementNone
Fireplaces1
Lot7,405 sqft
Location & Tax
Neighborhood98248
Annual tax$6,731
Parcel3801160814560000
Bathrooms & Fees
Full baths1
HOA$40/mo
Features & details
15 categories of property features
Interior Features
Interior
Bath Off Primary
Ceiling Fan(s)
Dining Room
Appliances
Dishwasher(s)
Dryer(s)
Disposal
Microwave(s)
Refrigerator(s)
Stove(s)/Range(s)
Washer(s)
Garbage Disposal
Water Heater: Electric (2)
Water Heater Location: garage
Water Heater Location: kitchen closet
Flooring
Ceramic Tile
Hardwood
Vinyl Plank
Carpet
Heating
Fireplace
Ductless HP-Mini Split
Forced Air
Electric
Fireplace
Wood Burning
Main Level: 1
Fireplace
Windows
Double Pane/Storm Window
Skylight(s)
Exterior Features
Parking
Driveway
Attached Garage
Construction
Cement Planked
Wood Siding
Patio & Porch
Bath Off Primary
Ceiling Fan(s)
Ceramic Tile
Double Pane/Storm Window
Dining Room
Fireplace
Hardwood
Skylight(s)
Vaulted Ceiling(s)
Walk-In Closet(s)
Walk-In Pantry
Wall to Wall Carpet
Water Heater
Lot Features
Dead End Street
Paved
Cable TV
Deck
Fenced-Partially
High Speed Internet
Community
Athletic Court
Boat Launch
CCRs
Clubhouse
Golf
Park
Playground
Views
Bay
Canal
Sea
Strait
Pool Features
Community
Utilities
Xfinity
Xfinity
Other Equipment
Leased Equipment: No
Room details
14 rooms detailed
Master Bedroom
SecondBedroom
SecondBedroom
SecondBathroom Full
SecondBathroom Three Quarter
SecondBathroom Three Quarter
SecondListing insights
Market data and value estimates
StatusSold
Days on market465
Est. value$1,129,400
Est. rent$3,863/mo
Tax rate0.70%
Price/sqft$379
On marketJan 17, 2025
PostedNov 19, 2024
Last sold$1,100,000
MLS statusSold
MLS updatedJan 27, 2025
Tour days6
Views11
How are the schools in Ferndale?
3 schools rated nearby
Location
Ferndale, WA, 98248
Price history
6 events
DateEventPrice$/sqftSource
Dec 27, 2024Sold$1,100,000$379NWMLS as distributed by MLS GRID
Nov 28, 2024Pending Sale$1,150,000$396NWMLS as distributed by MLS GRID
Nov 19, 2024Listed For Sale$1,150,000$396NWMLS as distributed by MLS GRID
Jun 7, 2018Sold$599,000$206Public Record
Jul 8, 2014Sold$495,280$170Public Record
Sep 2, 2005Sold$280,280$96Public Record
Sold$1,100,000
Dec 27, 2024•$379/sqft•NWMLS as distributed by MLS GRID
Pending Sale$1,150,000
Nov 28, 2024•$396/sqft•NWMLS as distributed by MLS GRID
Listed For Sale$1,150,000
Nov 19, 2024•$396/sqft•NWMLS as distributed by MLS GRID
Sold$599,000
Jun 7, 2018•$206/sqft•Public Record
Sold$495,280
Jul 8, 2014•$170/sqft•Public Record
Sold$280,280
Sep 2, 2005•$96/sqft•Public Record
Tax history
25 years of records
YearTax paidAssessed value
Apr 7, 2024$7,800$951,392
Apr 7, 2023$6,978$993,199
Apr 7, 2022$6,737$824,226
Apr 7, 2021$5,963$664,658
Apr 7, 2020$5,573$561,364
Apr 7, 2019$5,573$540,509
Apr 7, 2018$5,928$468,158
Apr 7, 2017$4,539$445,207
Apr 7, 2016$5,633$435,654
Apr 7, 2015$5,068$425,598
Apr 7, 2014$5,068$365,993
Apr 7, 2013$4,328$365,993
Apr 7, 2012—$365,993
Apr 7, 2011—$349,298
Apr 7, 2010—$349,298
Apr 7, 2009$3,173$351,010
Apr 7, 2008$2,807$256,455
Apr 7, 2007$2,807$256,455
Apr 7, 2005$2,418$256,455
Apr 7, 2004$2,418$182,760
Apr 7, 2003$2,552$182,760
Apr 7, 2002$2,426$182,760
Apr 7, 2001$2,481$182,760
Apr 7, 2000—$178,560
Apr 7, 1999—$178,560
Nearby homes
Neighborhood details
Local context around this listing
Ferndale, WA • Whatcom County
Nearby cities
AcmeBellinghamBlaineCusterDemingFerndaleLyndenMaple Falls
Nearby zip codes
98248
Similar homes
Based on information submitted to the MLS GRID as of 2026-04-07 11:18:40 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#39)
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