Sold942d on market
4089 Saltspring Drive
Ferndale, WA, 98248 • 98248 • Whatcom County
$1,350,000
$442/sqft
3Beds
3Baths
3,052Sqft
0.18 acLot
1987Built
Property DNA
Waterfront Property
Bulkhead, Canal Access, Saltwater
Scenic Views
Bay · Canal · Sound
Northwest Contemporary Style
Built 1987 · 39 years of history
Sandy Point
98248
Outdoor Living
Hardwood · Wall to Wall Carpet · Bath Off Primary · Ceiling Fan(s) · Double Pane/Storm Window · Dining Room · Loft · Security System · Skylight(s) · Walk-In Pantry · Wet Bar · Fireplace · Water Heater
1 Fireplace
See Remarks · Main Level: 1 · Fireplace
2-Car Garage
Attached Garage
Engineered Hardwood & Hardwood & Marble Floors
Quality flooring throughout
Market activity
Demand and pricing signals for this listing
5 views
People checking out this listing
942 days on market
Established listing
$442/sqft
Price per square foot
About this home
Single Family · Built 1987
Arrive by land or by water to your very own waterfront retreat that includes a private dock with shore-power… It’s the ultimate dream come true! Imagine yourself escaping to the San Juan Islands or the Canadian Gulf Islands . This entire property was renovated in 2021, is move-in ready, features an open-concept living area with breathtaking water views, a chef's dream kitchen and high-end appliances. The en suite primary bedroom boasts stellar water views that you won’t want to leave. There are two additional bedrooms with an amazing bathroom on the main level. Don't miss out on this rare opportunity to own a piece of paradise - schedule a private showing today!
Standout features identified
Our analysis highlights stellar water views, breathtaking water views, and private dock as key attractions of this home.
Estimated monthly payment
Based on current rates
$8,456/month
Principal & Interest$6,606
Property Tax$1,350
Insurance$450
HOA$50
Down payment20% ($270,000)
3%50%
Est. 6.19% rate · 30yr fixed · $1,080,000 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1987
HeatingFireplace, 90%+ High Efficiency, Ductless HP-Mini Split, Heat Pump, Hot Water Recirc Pump, Radiant, Tankless Water Heater, Electric, Propane
Cooling90%+ High Efficiency
Parking2 Attached Garage spaces
HOA$600 annually
Lot7,840 sqft
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleNorthwest Contemporary
ConditionVery Good
Year built1987
Stories2
Systems
HeatingFireplace, 90%+ High Efficiency, Ductless HP-Mini Split, Heat Pump, Hot Water Recirc Pump, Radiant, Tankless Water Heater, Electric, Propane
Cooling90%+ High Efficiency
RoofComposition
ConstructionCement Planked
Water / SewerCommunity, Private, Company: SPIC / Sewer Connected, Company: SPIC
Parking & Outdoor
ParkingAttached Garage
Garage2 spaces
BasementNone
Fireplaces1
Lot7,840 sqft
Location & Tax
Neighborhood98248
Annual tax$7,291
Parcel3801090260080000
Bathrooms & Fees
Full baths1
HOA$50/mo
Features & details
17 categories of property features
Interior Features
Interior
Bath Off Primary
Ceiling Fan(s)
Dining Room
Loft
Appliances
Dishwasher_
Dryer
GarbageDisposal_
Microwave_
Refrigerator_
StoveRange_
Washer
Dishwasher
Garbage Disposal
Microwave
Refrigerator
StoveRange
Water Heater: Tankless Propane
Water Heater Location: Garage
Flooring
Engineered Hardwood
Hardwood
Marble
Carpet
Heating
Fireplace
90%+ High Efficiency
Ductless HP-Mini Split
Heat Pump
Hot Water Recirc Pump
Radiant
Tankless Water Heater
Electric
Propane
Cooling
90%+ High Efficiency
Fireplace
See Remarks
Main Level: 1
Fireplace
Windows
Double Pane/Storm Window
Skylight(s)
Exterior Features
Parking
Attached Garage
Construction
Cement Planked
Patio & Porch
Hardwood
Wall to Wall Carpet
Bath Off Primary
Ceiling Fan(s)
Double Pane/Storm Window
Dining Room
Loft
Security System
Skylight(s)
Walk-In Pantry
Wet Bar
Fireplace
Water Heater
Lot Features
Paved
Cable TV
Deck
Dock
Electric Car Charging
Fenced-Partially
Gated Entry
High Speed Internet
Irrigation
Moorage
Patio
Propane
Community
Boat Launch
CCRs
Clubhouse
Golf
Security
Security System
Views
Bay
Canal
Sound
Pool Features
Community
Utilities
Xfinity
Xfinity
Other Equipment
Leased Equipment: 2x propane tanks
Room details
12 rooms detailed
Master Bedroom
SecondBedroom
MainBedroom
MainBathroom Full
SecondBathroom Three Quarter
MainOther
SecondListing insights
Market data and value estimates
StatusSold
Days on market942
Est. value$1,332,800
Est. rent$3,623/mo
Tax rate0.70%
Price/sqft$442
On marketMay 15, 2023
PostedJun 13, 2023
Last sold$1,350,000
MLS statusSold
MLS updatedSep 7, 2023
Tour days6
Views5
How are the schools in Ferndale?
3 schools rated nearby
Location
Ferndale, WA, 98248
Price history
8 events
DateEventPrice$/sqftSource
Sep 7, 2023Sold$1,350,000$442NWMLS as distributed by MLS GRID
Aug 26, 2023Pending Sale$1,398,000$458NWMLS as distributed by MLS GRID
Aug 1, 2023Price Change$1,398,000$458NWMLS as distributed by MLS GRID
Jun 13, 2023Price Change$1,475,000$483NWMLS as distributed by MLS GRID
May 2, 2023Listed For Sale$1,595,000$523John L Scott Real Estate
Aug 12, 2020Sold$802,000$263NWMLS as distributed by MLS GRID
Jul 14, 2020Pending Sale$799,900$262Muljat Group
Jul 9, 2020Listed For Sale$799,900$262Muljat Group
Sold$1,350,000
Sep 7, 2023•$442/sqft•NWMLS as distributed by MLS GRID
Pending Sale$1,398,000
Aug 26, 2023•$458/sqft•NWMLS as distributed by MLS GRID
Price Change$1,398,000
Aug 1, 2023•$458/sqft•NWMLS as distributed by MLS GRID
Price Change$1,475,000
Jun 13, 2023•$483/sqft•NWMLS as distributed by MLS GRID
Listed For Sale$1,595,000
May 2, 2023•$523/sqft•John L Scott Real Estate
Sold$802,000
Aug 12, 2020•$263/sqft•NWMLS as distributed by MLS GRID
Pending Sale$799,900
Jul 14, 2020•$262/sqft•Muljat Group
Listed For Sale$799,900
Jul 9, 2020•$262/sqft•Muljat Group
Tax history
25 years of records
YearTax paidAssessed value
Apr 7, 2024$4,221$1,029,756
Apr 7, 2023$3,776$1,075,007
Apr 7, 2022$7,291$892,113
Apr 7, 2021$6,508$725,414
Apr 7, 2020$5,979$602,283
Apr 7, 2019$5,979$579,909
Apr 7, 2018$6,360$502,283
Apr 7, 2017$4,870$477,779
Apr 7, 2016$6,045$467,620
Apr 7, 2015$5,438$456,621
Apr 7, 2014$5,438$442,807
Apr 7, 2013$5,237$442,807
Apr 7, 2012—$442,807
Apr 7, 2011—$422,794
Apr 7, 2010—$422,794
Apr 7, 2009$3,831$425,295
Apr 7, 2008$4,054$370,305
Apr 7, 2007$4,054$370,305
Apr 7, 2005$3,729$370,305
Apr 7, 2004$3,729$281,815
Apr 7, 2003$3,934$281,815
Apr 7, 2002$3,740$281,815
Apr 7, 2001$3,826$281,815
Apr 7, 2000—$270,425
Apr 7, 1999—$270,425
Nearby homes
Neighborhood details
Local context around this listing
Ferndale, WA • Whatcom County
Nearby cities
AcmeBellinghamBlaineCusterDemingFerndaleLyndenMaple Falls
Nearby zip codes
98248
Similar homes
Based on information submitted to the MLS GRID as of 2026-04-07 09:48:45 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#39)
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