Sold178d on market
4087 Saltspring Drive
Ferndale, WA, 98248 • 98248 • Whatcom County
$1,020,000
$443/sqft
3Beds
3Baths
2,303Sqft
0.18 acLot
2019Built
Property DNA
Waterfront Property
Low Bank, Bayfront, Canal Front, Ocean Front, Saltwater
Scenic Views
Bay · Canal · Ocean · Sound
Contemporary Style
Built 2019 · 7 years of history
Sandy Point
98248
Outdoor Living
Bath Off Primary · Ceiling Fan(s) · Double Pane/Storm Window · Dining Room · High Tech Cabling · Walk-In Closet(s) · Wine/Beverage Refrigerator
2-Car Garage
Attached Garage
Hardwood Floors
Quality flooring throughout
This home is getting attention
Listed 178 days ago · 5 views
Market activity
Demand and pricing signals for this listing
5 views
People checking out this listing
178 days on market
Established listing
$443/sqft
Price per square foot
Selling Soon Prediction
HighThis home ranks in the top 21% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 2019
Custom Waterfront Home with Private Dock! This crafted residence offers luxury living at its finest attention to detail and high-end finishes throughout. Enjoy water views with front and back decks, ideal for entertaining or relaxing, custom cabinetry, natural stone countertops, gourmet kitchen with top-of-the-line Thermador S/S appliances, hardwood flooring, solid fir doors and trim, and wood-clad windows. This home features high ceilings, stamped concrete accents, cozy fireplace, radiant in-floor H2O heating, and mini-split heat pumps for efficient A/C and heating, large garage, numerous custom built-ins, and upgrades throughout. This waterfront is a rare opportunity to enjoy the perfect blend of craftsmanship, comfort, and location.
Standout features identified
Our analysis highlights water views, cozy fireplace, and gourmet kitchen as key attractions of this home.
Estimated monthly payment
Based on current rates
$6,388/month
Principal & Interest$4,988
Property Tax$1,020
Insurance$340
HOA$40
Down payment20% ($204,000)
3%50%
Est. 6.18% rate · 30yr fixed · $816,000 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built2019
HeatingDuctless, Heat Pump, Hot Water Recirc Pump, Radiant, Electric, Propane
CoolingDuctless, Heat Pump
Parking2 Attached Garage spaces
HOA$40 monthly
Lot7,840 sqft
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleContemporary
ConditionVery Good
Year built2019
Stories2
Systems
HeatingDuctless, Heat Pump, Hot Water Recirc Pump, Radiant, Electric, Propane
CoolingDuctless, Heat Pump
RoofMetal
ConstructionCement Planked, Stone, Cement Plank
Water / SewerCommunity, Company: SPIC / Sewer Connected, Company: Lummi
Parking & Outdoor
ParkingAttached Garage
Garage2 spaces
BasementNone
Lot7,840 sqft
Location & Tax
Neighborhood98248
ZoningRR3
Annual tax$8,646
Parcel3801090290040000
Bathrooms & Fees
Full baths1
HOA$40/mo
Features & details
13 categories of property features
Interior Features
Interior
Bath Off Primary
Ceiling Fan(s)
Dining Room
High Tech Cabling
Appliances
Dishwasher(s)
Disposal
Dryer(s)
Microwave(s)
Refrigerator(s)
Stove(s)/Range(s)
Washer(s)
Garbage Disposal
Flooring
Hardwood
Carpet
Heating
Ductless
Heat Pump
Hot Water Recirc Pump
Radiant
Electric
Propane
Cooling
Ductless
Heat Pump
Fireplace
Electric
Gas
Windows
Double Pane/Storm Window
Exterior Features
Parking
Attached Garage
Construction
Cement Planked
Stone
Cement Plank
Patio & Porch
Bath Off Primary
Ceiling Fan(s)
Double Pane/Storm Window
Dining Room
High Tech Cabling
Walk-In Closet(s)
Wine/Beverage Refrigerator
Lot Features
Dead End Street
Paved
Cable TV
Deck
Dock
Moorage
Patio
Propane
Community
Athletic Court
Boat Launch
CCRs
Park
Playground
Views
Bay
Canal
Ocean
Sound
Room details
13 rooms detailed
Master Bedroom
Bedroom
Bedroom
Bathroom Full
Bathroom Three Quarter
Other
MainListing insights
Market data and value estimates
StatusSold
Days on market178
Est. value$1,038,600
Est. rent$3,622/mo
Tax rate0.70%
Price/sqft$443
On marketSep 25, 2025
PostedAug 26, 2025
Last sold$1,020,000
MLS statusSold
MLS updatedNov 10, 2025
Tour days6
Views5
How are the schools in Ferndale?
3 schools rated nearby
Location
Ferndale, WA, 98248
Price history
3 events
DateEventPrice$/sqftSource
Oct 10, 2025Sold$1,020,000$443NWMLS as distributed by MLS GRID
Sep 16, 2025Pending Sale$1,040,249$452NWMLS as distributed by MLS GRID
Aug 26, 2025Listed For Sale$1,040,249$452NWMLS as distributed by MLS GRID
Sold$1,020,000
Oct 10, 2025•$443/sqft•NWMLS as distributed by MLS GRID
Pending Sale$1,040,249
Sep 16, 2025•$452/sqft•NWMLS as distributed by MLS GRID
Listed For Sale$1,040,249
Aug 26, 2025•$452/sqft•NWMLS as distributed by MLS GRID
Tax history
25 years of records
YearTax paidAssessed value
Apr 7, 2024$4,323$1,054,618
Apr 7, 2023$3,867$1,100,961
Apr 7, 2022$7,467$913,652
Apr 7, 2021$3,328$741,846
Apr 7, 2020$5,735$577,686
Apr 7, 2019$5,735$179,523
Apr 7, 2018$1,969$161,568
Apr 7, 2017$1,566$149,226
Apr 7, 2016$1,888$141,246
Apr 7, 2015$1,584$133,000
Apr 7, 2014$1,584$138,000
Apr 7, 2013$1,632$138,000
Apr 7, 2012—$82,500
Apr 7, 2011—$82,500
Apr 7, 2010—$82,500
Apr 7, 2009$777$82,500
Apr 7, 2008$822$75,075
Apr 7, 2007$822$75,075
Apr 7, 2005$834$75,075
Apr 7, 2004$834$63,000
Apr 7, 2003$880$63,000
Apr 7, 2002$836$63,000
Apr 7, 2001$855$63,000
Apr 7, 2000—$52,250
Apr 7, 1999—$52,250
Nearby homes
Neighborhood details
Local context around this listing
Ferndale, WA • Whatcom County
Nearby cities
AcmeBellinghamBlaineCusterDemingFerndaleLyndenMaple Falls
Nearby zip codes
98248
Similar homes
Based on information submitted to the MLS GRID as of 2026-04-07 08:08:27 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#39)
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