Sold404d on market
4060 Saltspring Drive
Ferndale, WA, 98248 • 98248 • Whatcom County
$140,000
$90/sqft
2Beds
3Baths
1,561Sqft
0.21 acLot
1968Built
Property DNA
Waterfront Property
Bank-Low, No Bank, Saltwater
Scenic Views
Bay · Territorial
Northwest Contemporary Style
Built 1968 · 58 years of history
Sandy Point
98248
Outdoor Living
Ceramic Tile · Wall to Wall Carpet · Laminate · Bath Off Primary · Ceiling Fan(s) · Double Pane/Storm Window · French Doors · Hot Tub/Spa · Loft · Vaulted Ceiling(s) · Walk-In Closet(s) · Fireplace · Water Heater
1 Fireplace
Gas · Main Level: 1 · Fireplace
2-Car Garage
Driveway · Attached Garage
Ceramic Tile Floors
Quality flooring throughout
This home is getting attention
Listed 404 days ago · 4 views
Market activity
Demand and pricing signals for this listing
4 views
People checking out this listing
404 days on market
Established listing
$90/sqft
Price per square foot
Selling Soon Prediction
HighThis home ranks in the top 13% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 1968
Your dream coastal getaway awaits! Take in awe-inspiring views of majestic Lummi Bay & Mt. Baker all from your private, low bank, waterfront oasis with 59' of beachfront. Your thoughtfully designed living space includes soaring ceilings, AC, and an expansive garage with bonus work area. Transition seamlessly from indoor to outdoor living with direct access from your primary bedroom or living room to discover an outdoor entertainer's dream, complete with dining table for 10, bistro lights, and a beautiful hot tub. Sip coffee as you watch the sun rise over the bay and enjoy a glass of wine as you catch sunsets to the west from your second floor balcony. Enjoy community amenities such as the pool, golf course, and a marina. This is the one!
Standout features identified
Our analysis highlights golf course, bonus work area, and expansive garage as key attractions of this home.
Estimated monthly payment
Based on current rates
$946/month
Principal & Interest$719
Property Tax$140
Insurance$47
HOA$40
Down payment20% ($28,000)
3%50%
Est. 6.65% rate · 30yr fixed · $112,000 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1968
HeatingFireplace, 90%+ High Efficiency, Heat Pump, Electric, Propane
CoolingHeat Pump
Parking2 Attached Garage spaces
HOA$40 monthly
Lot9,086 sqft
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleNorthwest Contemporary
ConditionGood
Year built1968
Stories2
Systems
HeatingFireplace, 90%+ High Efficiency, Heat Pump, Electric, Propane
CoolingHeat Pump
RoofComposition
ConstructionWood Siding
Water / SewerCommunity, Company: Sandy Point / Sewer Connected, Company: Lummi Water & Sewer
Parking & Outdoor
ParkingDriveway, Attached Garage
Garage2 spaces
BasementNone
Fireplaces1
Lot9,086 sqft
Location & Tax
Neighborhood98248
Annual tax$5,727
Parcel3801160655580000
Bathrooms & Fees
Full baths1
HOA$40/mo
Features & details
16 categories of property features
Interior Features
Interior
Bath Off Primary
Ceiling Fan(s)
Loft
Appliances
Dishwashers_
Dryer(s)
Microwaves_
Refrigerators_
StovesRanges_
Washer(s)
Dishwasher(s)
Microwave(s)
Refrigerator(s)
Stove(s)/Range(s)
Water Heater: Propane
Water Heater Location: Garage
Flooring
Ceramic Tile
Laminate
Carpet
Heating
Fireplace
90%+ High Efficiency
Heat Pump
Electric
Propane
Cooling
Heat Pump
Fireplace
Gas
Main Level: 1
Fireplace
Windows
Double Pane/Storm Window
Exterior Features
Parking
Driveway
Attached Garage
Construction
Wood Siding
Patio & Porch
Ceramic Tile
Wall to Wall Carpet
Laminate
Bath Off Primary
Ceiling Fan(s)
Double Pane/Storm Window
French Doors
Hot Tub/Spa
Loft
Vaulted Ceiling(s)
Walk-In Closet(s)
Fireplace
Water Heater
Lot Features
Dead End Street
Paved
Cable TV
Fenced-Partially
High Speed Internet
Hot Tub/Spa
Patio
Propane
Rooftop Deck
Community
Athletic Court
Boat Launch
CCRs
Clubhouse
Golf
Playground
Trail(s)
Views
Bay
Territorial
Pool Features
Community
Utilities
Xfinity
Xfinity
Other Equipment
Leased Equipment: Propane Tank
Room details
9 rooms detailed
Master Bedroom
MainBedroom
SecondBathroom Full
MainBathroom Three Quarter
MainOther
MainOther
SecondListing insights
Market data and value estimates
StatusSold
Days on market404
Est. value$144,000
Est. rent$2,842/mo
Tax rate0.70%
Price/sqft$90
On marketMar 31, 2024
PostedMar 7, 2024
Last sold$140,000
MLS statusSold
MLS updatedApr 24, 2024
Tour days6
Views4
How are the schools in Ferndale?
3 schools rated nearby
Location
Ferndale, WA, 98248
Price history
9 events
DateEventPrice$/sqftSource
Feb 27, 2025Sold$140,000$90Public Record
Apr 24, 2024Sold$960,000$615NWMLS as distributed by MLS GRID
Apr 1, 2024Pending Sale$985,000$631NWMLS as distributed by MLS GRID
Mar 7, 2024Listed For Sale$985,000$631NWMLS as distributed by MLS GRID
Aug 30, 2023Sold$1,135,000$727NWMLS as distributed by MLS GRID
Jul 31, 2023Pending Sale$1,125,000$721NWMLS as distributed by MLS GRID
Jul 26, 2023Listed For Sale$1,125,000$721NWMLS as distributed by MLS GRID
Jul 2, 2021Sold$265,000$170Public Record
Aug 23, 2019Sold$480,000$307NWMLS as distributed by MLS GRID
Sold$140,000
Feb 27, 2025•$90/sqft•Public Record
Sold$960,000
Apr 24, 2024•$615/sqft•NWMLS as distributed by MLS GRID
Pending Sale$985,000
Apr 1, 2024•$631/sqft•NWMLS as distributed by MLS GRID
Listed For Sale$985,000
Mar 7, 2024•$631/sqft•NWMLS as distributed by MLS GRID
Sold$1,135,000
Aug 30, 2023•$727/sqft•NWMLS as distributed by MLS GRID
Pending Sale$1,125,000
Jul 31, 2023•$721/sqft•NWMLS as distributed by MLS GRID
Listed For Sale$1,125,000
Jul 26, 2023•$721/sqft•NWMLS as distributed by MLS GRID
Sold$265,000
Jul 2, 2021•$170/sqft•Public Record
Sold$480,000
Aug 23, 2019•$307/sqft•NWMLS as distributed by MLS GRID
Tax history
25 years of records
YearTax paidAssessed value
Apr 8, 2024$1,432$174,200
Apr 8, 2023$614$174,200
Apr 8, 2022$1,613$196,846
Apr 8, 2021$1,563$174,200
Apr 8, 2020$1,022$102,894
Apr 8, 2019$1,022$89,087
Apr 8, 2018$977$80,177
Apr 8, 2017$777$74,052
Apr 8, 2016$937$70,092
Apr 8, 2015$786$66,000
Apr 8, 2014$786$82,800
Apr 8, 2013$979$82,800
Apr 8, 2012—$36,000
Apr 8, 2011—$36,000
Apr 8, 2010—$36,000
Apr 8, 2009$372$36,000
Apr 8, 2008$394$36,000
Apr 8, 2007$394$36,000
Apr 8, 2005$397$36,000
Apr 8, 2004$397$30,000
Apr 8, 2003$419$30,000
Apr 8, 2002$398$30,000
Apr 8, 2001$407$30,000
Apr 8, 2000—$30,000
Apr 8, 1999—$30,000
Nearby homes
Neighborhood details
Local context around this listing
Ferndale, WA • Whatcom County
Nearby cities
AcmeBellinghamBlaineCusterDemingFerndaleLyndenMaple Falls
Nearby zip codes
98248
Similar homes
Based on information submitted to the MLS GRID as of 2026-04-07 18:33:58 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#39)
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